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CREDIT RESTORATION
COST OF CREDIT
FAQ'S
ABOUT CREDIT
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Everything
costs. But why should you be paying more out-of-pocket
when you don’t have to? No matter what your credit score
is, you can improve it, which will help you save money in
the near future. It’s up to you…and UCS can help you hit
the mark.
Understanding
your credit grade
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500 |
or below is
considered very poor credit. |
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580+ |
is below average
credit. |
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620+ |
is an average credit rating. |
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650+ |
is better than
average. |
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680+ |
is really good credit; You’re approved! |
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720+ |
is where most people hope to be. |
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800+ |
slim reality for most but a great
goal to work towards! |
What is your credit costing you?
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|
Loan of |
Good |
Average |
Poor |
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Mortgage |
|
6% |
8% |
10% |
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30 year |
$150,000 |
$299,160 |
$337,320 |
$409,320 |
Poor credit could cost
you up to $110,160! |
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30 Year |
$200,000 |
$398,880 |
$450,000 |
$546,120 |
Poor credit could cost
you up to $147,240! |
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30 year |
$500,000 |
$997,200 |
$1,124,640 |
$1,365,120 |
Poor credit could cost
you up to $367,920! |
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Auto |
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36 months |
$20,000 |
$21,744 |
$22,140 |
$22,788 |
Poor credit could cost
you up to $1,044! |
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48 months |
$20,000 |
$22,320 |
$22,848 |
$23,760 |
Poor credit could cost
you up to $1,440! |
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60 months |
$20,000 |
$22,920 |
$23,580 |
$24,720 |
Poor credit could cost
you up to $1,800! |
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72 months |
$20,000 |
$23,544 |
$24,336 |
$25,776 |
Poor credit could cost
you up to $2,232! |
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